Federal Resources for Employers
- Congress has approved $350 billion in emergency loans for small businesses to help them keep workers employed. In fact, if small businesses maintain or later restore their payrolls, they may not have to repay some — or possibly any — of the loan.
Here’s a guide and checklist from the U.S. Chamber of Commerce to help your small business through the process.
- U.S. Small Business Administration (SBA) – The SBA provides a number of loan resources for small businesses and assists with access to capital. The SBA will work directly with state and local governments to provide targeted, low-interest loans to small businesses and nonprofits that have been severely impacted. Learn more here.
- The Small Business Administration (SBA) recently launched a new lending portal to navigate its many funding resources.
- As of 3/19/2020, the SBA is now accepting applications for Economic Injury Disaster Loans. Apply here.
- Download a PowerPoint overview of the SBA Economic Injury Loan application process and requirements.
- IRS Resources for Employers – The IRS has set up a special section to help taxpayers and businesses affected by COVID-19. The page will be updated as new programs are made available. Learn more here.
California State Resources for Employers
- The California Governor’s Office of Business and Economic Development (GO-Biz) has resources available to businesses affected by COVID-19. For the most up-to-date state resources for businesses, visit the GO-Biz resource page.
- Delay of State Payroll Reports – Learn more here.
- Partial Unemployment Insurance Claims to Keep Employees – Learn more here.
- Work Sharing Program – Learn more here.
- Pandemic Unemployment Assistance – Learn more here.
State Resources for Employees
- The CA Employment Development Division (EDD) provides a variety of support and relief services to employees affected by COVID-19 in California. For the most up-to-date information, visit CA EDD’s COVID-19 resource page.
- Reduced Work Hours? Partial Unemployment Available – Learn more here.
- Sick or Quarantined Workers Can File a Disability Insurance Claim – Learn more here.
- Up to six weeks of paid family leave for Caregiving – Learn more here.
- Pandemic Unemployment Assistance – Learn more here.
County of Orange Resources
- The County of Orange has created a comprehensive document, Orange County Rapid Response Resources for Businesses, specifically to assist businesses and their employees.
- View a curated list of links to various local, state and federal resources that are available to residents and businesses in the County’s COVID-19 Resource Directory, which includes the latest updates from the Orange County Health Care Agency and Emergency Operations Center, etc.
- The Orange County Treasurer-Tax Collector is now accepting penalty cancellation requests for taxpayers who have been directly impacted by COVID-19. Taxpayers who have been directly impacted by COVID-19 and did not pay their property taxes by April 10 should complete the COVID-19 Penalty Cancellation Request Form. They will need to submit the COVID-19 Penalty Cancellation Request form and pay the base tax amount (without penalties and costs) so it is received between April 11 and June 30, 2020.
- View the Treasurer-Tax Collector’s Financial Literacy Tips and Resources for information on all resources available to individuals and businesses regarding COVID-19.
- OC Community Resources: Orange County Rapid Response Resources for Individuals
Department of Labor Resources
- Families First Coronavirus Response Act: Employee Paid Leave Rights (PDF)
- Spanish (PDF)
- Families First Coronavirus Response Act: Employer Paid Leave Requirements (PDF)
- Spanish (PDF)
- Families First Coronavirus Response Act: Questions and Answers
- OSHA COVID-19 Guidelines & Resources
- COVID-19 and the Fair Labor Standards Act: Questions and Answers
- COVID-19 and the Family and Medical Leave Act: Questions and Answers
- Employee Rights: Paid Sick Leave and Expanded Family and Medical Leave under The Families First Coronavirus Response Act (FFCRA)
- Federal Employee Rights: Paid Sick Leave and Expanded Family and Medical Leave under The Families First Coronavirus Response Act (FFCRA)
- Families First Coronavirus Response Act Notice – Frequently Asked Questions
Human Resources Forms & Articles
As you adjust your business and workforce in the wake of COVID-19, it’s important that you understand the financial implications of your decisions, as well as make sure you’re providing your employees with the proper forms and documentation should they choose to seek unemployment benefits.
- Notice of Temporary Layoff or Furlough Due to Coronavirus*
- Notice of Reduction in Force Due to Coronavirus*
- The Society of Human Resources Management (SHRM) has a library of available forms for you to peruse and adapt to your individual business. (Membership Required to view forms)
*The Dana Point Chamber of Commerce provides these documents as a courtesy and is in no way meant to represent legal counsel. Please consult an employment attorney with specific questions.
Businesses that are seeing significant revenue losses due to the coronavirus pandemic are weighing some stark options: furloughs, reductions in hours and pay cuts, or layoffs. Below are some articles to help you understand the difference and provide guidance as to what works best for your business:
- SBA: Understand the Law Before Dropping or Reducing Employee Benefits
- SHRM: Weathering Coronavirus: Furloughs, Layoffs or Pay Cuts?
- SHRM: Consider These Benefit Issues Before You Furlough or Terminate Employees
- SHRM: Reduction in Force (RIF) Strategy and Selection Checklist
- Gusto: How to Decide Whether to Furlough or Lay Off Employees
- FindLaw: Layoff Checklist for Employers
- The Balance Careers: Advantages & Disadvantages of a Furlough
- Gusto: What’s the difference between laying off or firing someone?
Get Free Local Business Assistance
SBA’s District Offices and Resource Partners like SCORE offices, Women’s Business Centers, Small Business Development Centers and Veterans Business Outreach Centers have trained experts who can help you craft a plan specific to your situation and navigate rapid changes in the marketplace.
Find Local Business Assistance near you
Employers may be able to avert layoffs or work reduction by offering flexibility in work location and hours through telecommuting. The U.S. General Services Administration website provides an array of resources to help guide employers in offering and managing telecommuting or remote work. For more information, visit Resources for Managing Teleworkers.
Partial claims are for employees whose employers want to keep them but have temporarily laid them off or reduced their hours. A partial Unemployment Insurance claim can be used for any claimant who works less than their normal full-time hours, and whose employers want to keep them. For more information, visit Partial Claims.
Work Sharing Program
Employers can apply for the Work Sharing Program if they are looking for alternatives to layoffs due to reduced production, services, or other conditions. This program helps you keep your trained employees so that when business conditions improve, you can avoid the expense of recruiting, hiring, and training new employees, and save your employees the hardship of becoming fully unemployed. For more information, visit Work Sharing.
Tax Assistance & Extensions
Employers experiencing a hardship as a result of COVID-19 may request up to a 60-day extension of time from the EDD to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. For questions, employers may call the EDD Taxpayer Assistance Center.
Toll-free from the U.S. or Canada: 1-888-745-3886
The State Franchise Tax Board is offering tax relief for California taxpayers affected by the COVID-19. Visit the Tax Board’s website to learn more about the extended tax filing deadline.
Your Feedback is Needed – Complete Our Business Impact Survey
The Dana Point Chamber of Commerce seeks your input about the impacts you’re seeing as a result of the Coronavirus and recent restrictions which will deeply impact your business and our community. Please complete our economic impact survey, which will help us plan for the best programs and initiatives that will best serve you, and the economic vitality of our City. We hope that through collective action, we can ease the burden and make positive impacts together on our local economy.
Stay Informed – Additional Resources for Small Businesses
- SBA.gov/coronavirus – Small business loans and relief. (source: Small Business Administration)
- Guidance for Employers Plan and respond to the Coronavirus (source: United States Chamber of Commerce)
- Guidance for Employers and Workers – Resources for employers and workers (source: CA Labor & Workforce Development Agency (LWDA))
- Workplace Tips – Resources for employers to combat the Coronavirus (source: United States Chamber of Commerce)
- CA Labor and Workforce Development Agency: Coronavirus 2019 (COVID-19) Resources for Employers and Workers
- CA Employment Development Department: Coronavirus 2019 (COVID-19)
- Coronavirus Disease (COVID-19) – FAQs on laws enforced by the California Labor Commissioner’s Office
- U.S. Internal Revenue Service: Coronavirus Tax Relief
Dana Point Chamber COVID-19 Resource Pages
Dana Point Chamber of Commerce COVID-19 Main Resource Page
Resources & Tips for Working From Home – Helpful articles, business resources and tips to stay connected to your customers
Health & Advisory Updates – Links to agencies providing health updates on the Coronavirus in Orange County
Community Resources – Updates from the County of Orange, City of Dana Point, CUSD & Utility Companies
Dana Point Restaurants Grab & Go Options – Featuring all of the restaurants in Dana Point currently open and providing to-go and curbside dining options